Payment is due at the time of treatment unless prior arrangements have been made. For your convenience, we accept cash, Visa, Mastercard, Discover and American Express as well as CareCredit and Varidi. Ask our staff for more information.
Dr. Reynolds-Morgan and Family Smile Center staff will assist you in maximizing your dental insurance benefits. Our commitment is to coach you on how to fully utilize your benefits that have been provided by your employer to help defray some of the costs for your dental health. Sometimes the various plans can be confusing and may misrepresent the benefits, therefore, it is advised that if you have ANY questions about coverage on any MAJOR treatment, that you consider asking us to do a pre-estimate of benefits PRIOR to beginning treatment.
Please understand that regardless of your plan, you are ultimately responsible for any fees incurred for any dental care provided regardless of plan limitations, deductibles, co-payments, waived procedures, excluded procedures and so on. We don't diagnose your dental plan, insurance benefits, or anything else. You will be given the information to make informed decisions about what treatment you wish to proceed with first.
Our computer system does an excellent job breaking down each procedure and calculating patient portions. If your plan changes, your coverage changes, or any other information has changed since your last visit, let us know, so we can use that opportunity to update your records. Generally speaking, most employers will offer a variety of plans and allow the employee the opportunity to make a choice on the type of coverage plan they desire.
We accept most traditional insurance plans, contact our office to verify acceptance of your plan. Family Smile Center does not
participate in Health Management Organizations (HMO's or DMO's); however, we will be happy to file your insurance claims for you.
Accepted Insurance Carriers
- Delta Dental PPO
- Aetna PPO
- Cigna PPO
- BCBS PPO & Anthem
- CompBenefits PPO
- United Concordia
- United Healthcare
- Humana PPO
- Lincoln Financial
ALL PPO & Indemnity plans
No Insurance! No Worries!
Third Party Payment Options
With CareCredit You Can:
- Pay for co-payments, deductibles, and treatment not covered by insurance
- Start treatment immediately and pay over time with low minimum monthly payments
- Pay for the other healthcare expenses for you and your family without having to reapply
- Reserve existing credit cards for household or unplanned expenses
- Apply quickly and easily
Convenient payment plans, a simple application process and an instant decision, you can schedule your treatment today and pay for it over time.